Negligent Discharge: What Debt and Discipline Have in Common

Debt…
It’s a wonderful discipline.

Used correctly, debt can build homes, businesses, and legacies. Used carelessly, it can destroy them just as fast.

I was reminded of this a few years back at the Alaska State Fair. A guy shot himself in the thigh while getting out of his vehicle. Probably had corndogs and cotton candy on his mind. I called it an accidental discharge.

My friend—and now radio boss—Michael Dukes corrected me. Publicly, I might add.
“There’s no such thing as an accidental discharge,” he said. “Only negligent discharge.”

And he was right.

Had the guy practiced proper safety, followed protocol, and respected the tool he was carrying, he’d have walked into the fair just fine.

The same logic applies to debt.

Debt isn’t the problem. Negligence is.
Negligent spending.
Negligent borrowing.
Negligent planning.

Discipline makes all the difference. Just like handling a firearm, using debt well requires training, awareness, and responsibility.

So the next time you think debt is dangerous, remember: it’s not the debt—it’s the discharge.

Want to discuss using debt as a discipline to help you grow your wealth? Connect with us at Story Real Estate - call 907.226.3933 or click on Meet the Team above.

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Nick and Mack – A Parable of Real Estate and Regret